I skipped the finale because everything I heard about it, not only from fellow fans whose judgment I trust but even from quite a few people who would ordinarily be less critical, led me to believe it was

a) draggily paced;
b) badly plotted (read: what plot?);
c) massively self-congratulatory and overindulgent; and
d) embarrassing to nearly all the actors involved, except Bernard Cribbens (Wilf) who puts in quite a decent performance amid all the stupidity.

I figured I'd rather imagine my own send-off for Ten than sit through two-plus hours of that.

Also, I think "The Next Doctor" is about the right place to stop, really.