I totally agree also. This is one of the issues - if you introduce an OC, enough people are going to hate the fic purely for that reason for them to go looking for "respectable" insults to throw at it. And that's just what Mary Sue is. She's a respectable insult. It's like calling someone a Commie in 1950's Hollywood, or an imperialist running dog in 1970s China.
Re: On Murky Pond...