No, there isn't. Life's not fair. I've written on this subject before and it does leave writers between a rock and a hard place. But I think it's better to go into that uncomfortable spot understanding what the significance of some of your choices than to go there in active denial of what sort of cultural baggage an audience will bring to their reading of your writing.

As a female writer, I see what you're saying--however, attempting to deal with that baggage is being made far too difficult these days. Unless you have complete confidence in yourself, and are willing to just write your characters and ignore what others may interpret them as, I don't see how you can write female characters at all.

I decided a long time ago that as long as my characters are detailed and real enough that I can imagine meeting them in life, I don't give a fig whether someone else may see them as "stereotypical". This goes for race as well as gender.

The cultural hypersensitivity may not be surprising, but the fact that writers are seemingly supposed let it interfere with their creations (as opposed to simply having it in mind to help check shoddy characterizations) is a scary thought.